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Annual
accounts |
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Business
planning |
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Business
start-up |
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Company
formation and secretarial |
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Management
accounts |
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Payroll |
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Taxation
- personal |
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Taxation
- corporate |
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Our
special Very Small Business Package |
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Every business has to have annual
accounts prepared. For the tax office, for Companies House,
for the bank, or to help you get a mortgage.
If you are a limited company then you are required to prepare
accounts that are in a statutory format which must be filed
at Companies House. Some limited companies are required
to have an annual audit.
We can help you by preparing your accounts in the required
format (and by auditing the accounts, if required). We are
registered to carry on audit work by the Institute of Chartered
Accountants in England and Wales.
But let us go a step further……, to get some real
value out of the accounts. So let's also use them to see
how the business is going, to spot problems developing,
and opportunities to go for.
We will give you a firm, fixed price in advance. The price
will be based on the size of your business, the state of
your accounting records, and whether you're a limited company,
partnership or sole trader. So you always know how much
your commitment is, before you tell us to go ahead. And,
of course we can help you reduce the price, by showing you
what you need to do, to improve the state of your accounting
records.
Accounts in a mess? Let us have a look at them. We enjoy
a challenge. And we can help make sure you don't have a
problem next time.
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Some of our clients would rather use their time more productively
than writing up ledgers, or inputting invoices into the computer,
and they ask us to take over the whole book-keeping function.
Others like us to prepare their VAT returns for them so they are
sure they are correct, and won't have any problems when the VAT
man comes around. And some ask us to train them, or their staff
to do it. Whatever you'd find useful, we can help. And always
with a firm, fixed price in advance. |
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Every business must plan ahead in order to ensure
success, but it is too easy to succumb to the daily pressures
of work and delay or ignore strategic planning. The result of
poor planning is often rushed and misinformed decisions, over/under
capacity, inefficiency and missed opportunities.
Every business owner needs to invest time in developing a long-term
plan, starting with what you want to achieve from your investment
and what your reasons for being in business are, and then developing
a plan to help achieve these objectives.
We are well placed to help you develop these plans and have
a considerable pool of experience and expertise to draw on.
The financial aspects are usually the backbone to any business
plan and you need to ensure that this aspect has been adequately
dealt with in your plan. Contact us today for a strategic planning
review.
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Most people who start up in business do so because
they have a good business proposition, not because they are
experts in the financial aspects of running a business. These
factors can often be quite daunting to the entrepreneur and
this is where we can help by evaluating your ideas and helping
you develop them into a feasible business.
We can also help you:
- decide on the most suitable structure for your business
(i.e. sole trader, partnership or limited company)
- prepare a business plan, cashflow projections, budgets and
trading forecasts to prove the financial viability of your
ideas and demonstrate this to the bank / potential investors
- assess your finance requirements and access the most appropriate
source of finance
- help you establish relationships with banks, solicitors,
etc via our well established network of contacts
- carry out registration procedures with Companies House,
Inland Revenue or Customs and Excise
- set up an internal accounting system which complies with
statutory requirements
Call us for a free initial consultation to find out how we
can help your ideas become reality.
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Often, the best way to operate your business is as a limited company.
We have a systematic way of helping you make the right decision,
and choosing the best options for your circumstances. Sometimes,
a business that started as a sole trader reaches the stage where
it needs to be a limited company. Again, we can help you make
the right choice, and to help you through the transition.
A popular thing we do is to compare the tax you're paying now,
with how much you'd pay if you were a limited company. Sometimes,
the difference is staggering! And if it all makes sense, we
can see to the formation for you, straight away, so you start
reaping the tax savings as soon as possible.
Once your company is up and running, you need to make sure
that you are complying with the requirements of the Companies
Act. You need to be aware how the legislation affects your company
and its directors. We can help by carrying out the company secretarial
duties for you. Our services include:
- preparation of all documentation (such as company Minutes
and resolutions)
- maintenance of statutory books (share register, minute book,
etc.)
- preparation and filing of Annual Returns
- general advice on company law
As you'd expect, fixed fees apply to all of this.
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The preparation of periodic management accounts can be of real
value to you. . Monitoring and controlling the financial performance
of your business is of paramount importance and regular management
information is vital to the continued success of your business.
We will also take this service one step further by interpreting
these figures for you and making suggestions to help you improve
your profits or to help your business grow.
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Running your own payroll can be time consuming and complicated,
particularly with the ever increasing complexity of taxation and
employment legislation. There is an increasing burden on business
to comply with these issues and non-compliance can lead to substantial
penalties.
We can prepare payrolls for businesses with 2 to 200 staff.
Our service is comprehensive and confidential and includes:
- computer generated payslips
- administration of PAYE, national insurance, statutory sick
pay, statutory maternity pay, etc
- completion of statutory forms (including year end returns)
- summaries and analysis of staff costs
- administration of incentive schemes, bonuses and ex-gratia
termination payments.
Even if you only have a few employees, you will make savings
by engaging us to administer your payroll.
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We all hate paying taxes. It is hard to believe that the government
expects us to work out our own tax bill, fill out complicated
forms, file them, and pay up the taxes by a fixed deadline. And
to pay an automatic fine, starting at £100 if we are late.
Let us see to your tax and you can be sure that you'll be paying no more than
you have to. And that if the tax man selects you for an enquiry,
you will have an experienced professional on your side, who
isn't scared to stand up and defend you. Peace of mind.
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Corporation tax will represent a substantial cost to any profitable
business, not only in terms of the tax itself but also in compliance
with reporting obligations, investigations with tax authorities
and penalties for non-compliance.
We can help you minimise your corporation tax payments and
relieve you of any administrative burden of complying with tax
legislation. We will deal with all business tax matters, including
preparing corporation tax computations and preparing and submitting
your partnership tax return or corporation tax self-assessment
return.
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| Not all accountants like small business clients. Many firms
think they're not profitable enough. As a result, micro-business
people often end up with unqualified firms, or second-rate advice.
We, on the other hand, love small businesses, and encourage them
to come and talk to us.
If your figures are quite small and not very complicated, we
can offer a special deal. We can often prepare a simpler form
of accounts than larger businesses need, and see to your taxes
for a fully inclusive fixed fee of just £480. You still
get free help and advice whenever required, throughout the year.
And you still get exactly the same level of care and attention
to your tax affairs.
If you think this might be you, and would like to talk to a
professional firm that's interested in you, give us a ring for
a free appointment on 020 8455 0500.
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We offer a full range of compliance services........ all the things
you need to do every year. These are our traditional accountancy
services.
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We also have a range of new consultancy
services designed to help small and medium sized firms grow and
become more profitable, click here >
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We want to help you get the most out of your accounting systems.
So, we will prepare a report setting out any weaknesses, the consequences
and our suggestions on how to improve them. And,
the better your accounting systems - the lower your accountancy
fees! |
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I.T. has become an integral part of the business world and Stern
Associates is no exception to this. Our business is totally computerised
and our staff are I.T. trained and literate.
The knowledge gained from developing our systems enables our staff
to advise our clients on I.T. related matters from first hand experience.
We are members of the Sage Accountants Club and
provide software, training and support to Sage Instant Accounting,
Sage Line 50 and Sage Payroll.
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Whether to have a company car or not is the most common question
that we get asked. The next most common question is how to finance
the purchase of the car. It is an area for
confusion, particularly with the recent changes in the basis of
taxation of company cars.
We will gladly carry out a planning exercise each
time you consider buying a new vehicle to ensure you are
aware of the most appropriate method of finance and the minimisation
of tax liabilities.
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